Safeco’s Blog posted that “Clients often think they don’t need renters insurance” because some renters didn’t see the value in the “stuff”. However, there are many benefits to insuring your rental: Loss of use coverage If you needed help because your home was uninhabitable. Things such as shelter, food and clothing are covered in your time of need. Personal liability protection Someone hurts himself or herself in your place, renters insurance could assist or cover liability costs. Personal property coverage
Determine if you should acquire renters insurance. Why do renters need insurance? More often than not, renters don’t think about insurance. After all, they only rent the apartment, and typically the responsibility of the property falls to the owner. However, those renters have an apartment full of personal belongings that wouldn’t be covered in the event of damage. Rental properties share all of the same dangers as any other home, including fire, lightning, hailstorms, flooding, and explosions. Additionally, when you’re
An umbrella policy provides coverage on top of other policies, such as renters insurance. Many renters may believe that they will never exceed their current renters insurance coverage, and dismiss the need for an umbrella policy. However, regardless of whether you’re a homeowner or renter, an umbrella policy can shield you from potential financial ruin. Many umbrella policies offer a minimum of $1 million of additional liability protection at the expense of a few hundred dollars a year! Renters must
Get Coverage For Your Valuables With Renters Insurance Many renters are under the impression that their landlord’s insurance policy will cover them. While your landlord’s coverage will protect your rented apartment or home, it will not cover repairs or replacements for your personal property. Should a fire break out, thief slip in, or water pipe burst, you will want to have renters insurance so you can rebuild your life. The amount of renters insurance that you should secure is contingent
Get Your House Winter Ready With These To-Dos The weather outside is frightful, but that does not mean living in it has to be. Keep your loved ones safe this wintertime by preparing your home with these action items. Clear It Off: You know that snow can build a significant amount of weight on your roof eventually leading to your roof collapsing, but did you know you can handle this potentially dangerous issue with two feet firmly on the ground? Invest
Keep Yourself And Your Information Safe With Strong Passwords As we take to online shopping to conveniently check off our holiday shopping lists, online fraud is on the rise this time of year. We want you to be safe online, so we offer the following tips for increased Internet security: Create unique passwords. Do not use common words, names of family members, or places. Add capital letters and special characters for heightened security. Refrain from repeating passwords. It may be
One of the best parts of having a pet is seeing how excited they are every time you come home. However, renting with pets can be much more difficult than expected. Keep these tips in mind to ensure you find the perfect rental property for you and your furry friend. Take your time. Many properties do not allow pets, so make sure to be patient and give yourself plenty of time to look for the right property. Visit the property.