Insuring Your Teen 101
When it comes to adding your newly licensed teen driver to your auto insurance policy, it is important to evaluate your decision and check with your state’s particular requirements. While each state requires that you add your teen at a specific time, there is some room for your discretion.
You have the option to either add your teen to your policy when you are legally obligated to do so, or you can help them seek their own coverage. Since insuring teen drivers is more expensive, some parents choose to separate their policies as to not experience a negative impact of adding their inexperienced driver to their policy. However, you can add your teen to your policy while taking advantage of the good student driver discount if they have a 3.0 GPA or higher, which will making insuring your teen much less expensive.
It is important to discuss your unique situation with your auto insurance agent directly. If possible, begin this discussion before they start studying for their driver’s license, as this gives you time to financially prepare yourself.
Contact Accurate Insurance Inc. in Spokane for all of your Washington auto insurance needs.